Our Investment Philosophy
Life has many stages and milestones by which we mark our progress. Your financial needs and goals evolve during life's journey. Making sure that your investments deliver what you need, when you need it, is why Idaho Trust has developed our LifeNeeds™ investment process. It utilizes proven strategies and techniques delivered by a highly trained staff of wealth management professionals.
Investing for your LifeNeeds™ can be very complex. The financial markets present a seemingly endless stream of new investments and an ever-changing, sometimes volatile global economy. At the same time, you may be faced with evolving stages of life and new financial needs.
Like most people who may not have the time or expertise to take advantage of the opportunities available, you may be ready to turn to Idaho Trust for professional insight and guidance.
The LIfeNeeds™ Investment Process
Our process is built around four fundamental elements designed to ensure you are prepared for your LifeNeeds™.
Idaho Trust takes a holistic approach to understanding your personal needs and financial goals. We spend time to get to know you. We conduct a LifeNeeds™ Investment Assessment to determine your:
- Personal Situation
- Income Needs
- Life Goals
- Risk Tolerance
- Tax Considerations
Idaho Trust creates a LifeNeeds™ Investment Plan based on the results of our assessment process. It is optimized to balance appropriate levels of risk and return. Likely ranges of outcomes in different market conditions are considered. The result is a goal-based portfolio focused on:
- Primary Income
- Income Protection
- Stable Value
- Growth and Safety
- Disciplined Growth
- Wealth Creation
- Long-Term Growth
Idaho Trust employs a talented team of investment professionals to implement your plan. Our goal-based LifeNeeds™ Portfolios are structured utilizing strategic asset allocation principles applied within tactical ranges. Assets are invested in securities selected after application of quantitative and qualitative proprietary screens of institutional data. The key steps in this process are:
- Establishment of Strategic Asset Allocations
- Application of Tactic-Logic™
- Proprietary Screening Methodology
- Utilization of ETFs, Funds and Managers
- Ongoing Monitoring and Evaluation
Idaho Trust understands a successful investment process requires more than just a good initial plan. We work with you to respond to important changes in your circumstances. To meet your personal needs and accomplish your financial goals, we must:
- Report Completely and Accurately
- Review Regularly
- Refine to Meet LifeNeeds™
The following questionnaire is designed to help us give you the best service possible. Please print it out, fill it in, and bring it to your meeting with your trust or investment manager. She or he will review it with you and answer any additional questions you might have.
NOT A DEPOSIT | NOT FDIC INSURED | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | NOT GUARANTEED BY THE BANK | MAY GO DOWN IN VALUE
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