Your home isn’t just full of memories. It’s full of opportunity. Use your home’s equity to finance nearly any need.
Key Features
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Competitive Rates
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Quick Decisions
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Local Processing
Details
- Turn the equity in your home into ongoing, affordable financing
- Competitive rates for several ongoing or seasonal needs:
- Education expenses
- Major life events
- Major home improvements
- Debt consolidation
- Emergency reserve
- And much more
- The existing equity in your home is used as collateral backing for your line of credit
- Accommodating repayment terms that work uniquely for you
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Revolving credit — as principal is repaid, more becomes available for use
- Funds easily available via in-person or phone transfers to a specified Idaho Trust Bank checking account
- The interest paid on your HELOC might be tax deductible1
- Set up automatic payments to be deducted from your account monthly
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
1Consult a tax advisor.