Our lenders understand the local market. Ready to purchase or refinance commercial real estate? We’re ready to help.


Discover the Advantage of a Personalized Banking Experience.

At Idaho Trust Bank, we take pride in fostering genuine one-on-one relationships with our valued clients. When you choose to work with us, you'll experience personalized service from local bankers that understand the market.

Key Features

  • Competitive Rates
  • Responsive
  • Local Processing

Here’s What to Expect from Your Idaho Trust Bank
Commercial Real Estate Loan:

  • Competitive rates for the purchase, refinance, or construction of commercial properties
  • Available for owner-occupied or investment properties
  • Repayment terms customized to fit your unique business needs
  • Lending professionals with working knowledge of the local real estate market
  • Local decision-making and processing
  • Attentive, friendly service from start to finish
How Can I Use a Commercial Real Estate Loan?

A commercial real estate loan (also known as a CRE or business mortgage) is used to buy, renovate, or refinance commercial property. Commercially-zoned land and buildings used for commercial purposes, such as retail centers, business condos, multi-family properties, and office buildings, are all considered CREs.

How do I Apply For a Commercial Real Estate Loan?

To apply for any of our business loans, contact or visit one of our branch locations in Boise or Coeur d'Alene, Idaho. To apply for a loan, you'll need the following information:

  • How much you want to borrow
  • The property being financed or refinanced
  • Business information including name, address, year established, type of organization, Tax ID number, annual sales, and number of employees
  • Business owner information, including name, home address, social security number, title, ownership percentage, personal financial information, historical information, and government-issued photo ID
  • Your most recent business and personal tax returns and financial statements
Talk to an Expert or Apply Now!

With Idaho Trust Bank, it's not just about providing you with a business loan. Our local bankers are committed to understanding you and your business inside out. We believe that every business is unique, and that's why we take the time to get to know your specific goals, challenges, and aspirations. This deep understanding enables us to tailor custom solutions that align with your needs, ensuring you receive the support you need to achieve your business objectives.

Contact us to get information or apply for a commercial real estate loan today!

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