1. Order Your Credit Report
Your credit report is your window into your ID security. The Fair and Accurate Credit Transactions Act, passed by the Federal government in 2003, mandates that each of the major credit bureaus supply consumers with a free copy of their credit report each year. You can get yours at AnnualCreditReport.com (American users only), a Web site run by the credit reporting agencies to comply with this legislation. Your credit report allows you to see whether someone has opened new accounts under your name.
2. Update Your Computer's Operating System
Keep your computer operating system up to date to ensure the highest level of protection. Check or upgrade all your browsers and application software to support SSL (Secure Socket Layer) 128-bit encryption or a higher encryption standard with the most updated security features available. The data transferred between Idaho Trust Bank's website /online banking and your browser is encrypted.
3. Install or Enable a Firewall on Your Computer
A personal firewall is an application which controls network traffic to and from a computer, permitting or denying communications based on a security policy.
4. Use Anti-Virus Software
Install, run, and keep anti-virus and malware software updated. There are a lot of free software applications available.
5. Subscribe to an Identity Monitoring Service
There are several services that monitor your identity and can even stop identify theft by freezing your credit. Not all services offer the same level of protection. Make sure to perform the proper research before signing up with a service.